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Housing loan guarantee business software
Yangzhou Nature Network Information Co., LTD. January 30, 2013 Read: 6198
Main functions:



System main interface

    1. Housing loan application acceptance: the loan application business window of the guarantee center accepts the loan application of the provident fund loan submitted by the borrower to the provident fund center, registers the preliminary handling opinions, and submits the online review of the business leader.


 

    2, housing loan approval: business approval window sign for housing loan application approval business, fill in the review comments and review results.
    3. Signing of guarantee contracts and mortgage contracts: the borrower signs guarantee contracts and mortgage contracts at the guarantee business window
    4. Mortgage registration: The clerk of the guarantee center completes the registration of the record and mortgage
    5. Guarantee fee: Settle the amount of guarantee fee according to the set charge standard
    6, print the letter of guarantee: After the housing loan application is approved and the guarantee fee is confirmed, print the letter of guarantee through the system (one joint to the provident fund center, one joint to the bank), as the basis for the borrower to the bank to handle the loan
    7. Electronic file management: For documents, attachments and registration forms in the process of business handling, they are automatically archived after business completion and electronic file numbers are generated。
    8, risk control: for the completed but overdue loan guarantee business, the system automatically alarms, and records the details of overdue loans
    9. Financial management: The financial link mainly records the deposit of the anti-guarantee deposit of the developer, and compares it with the total amount of the guarantee actually occurring in the real estate that has been issued with the guarantee letter. If there is insufficient, the system will give an alarm
    10. Business inquiry:
        A.Can view the whole process of business handling (including links, applicants, application time, processing time, processing results, etc.)
        B.Inquiry of housing loan application form (can be fuzzy query by borrower, application time, business acceptance number, house location and other conditions)
        C.Access to archived electronic data has been completed
        D.Commercial housing contract record data query
        E.Title registration data query
     11. Information statistics
        A.Summary of the guarantee business data of each property in any time period
        B.Statistics of guarantee charges

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